Troy Was In The Top 1%
Of Mortgage Originators In 2016
North Carolina Mortgage Consultants Guiding You Through The Mortgage Process
“My love for the ocean and the lifestyle of a coastal community has helped to mold me into the person that I am today. I enjoyed 18 years of warm summers spent working and enjoying the beach coupled with cold, windy, dreary winters devoted to school, playing basketball and trying to bare the cold while surfing. From the age of fourteen I have always been employed in establishments where good customer service made all of the difference. I learned long ago to treat others as I would want to be treated and that philosophy has always worked well for me. I believe that it works particularly well in the mortgage industry. It seems to me that in recent years, the emphasis on customer service has fallen to the wayside in our business.”
I always tell my clients that I remember what it felt like to sit on the other side of the desk in a lender’s office. I remember the feelings of worry and concern that tend to grow if you are not in frequent contact with your lender. Buying a house should be an exciting experience with little to no stress. I want my clients to enjoy the whole experience and concentrate on the more important things like . . . where do I put the furniture? The home buying experience should also be educational and enable buyers (especially first time buyers) to learn a lot about the process so that their next home purchase will be even easier! I enjoy being a mortgage lender because of the opportunities to work with great people, to build new relationships, and to help people achieve their dreams of owning their own home.”
Meet The Team
With over a decade of experience, Troy enjoys being a mortgage lender because of the opportunities to work with great people, to build new relationships, and to help people achieve their dreams of owning their own home.
Drawing from a diverse financial background, Philip enjoys helping clients find the right Mortgage solutions to meet their overall financial goals.
Nathaline Richards is a Transaction Coordinator, and has supported two top producing Mortgage Loan Officers for the past five years. She has worked in the real estate industry since 2002 and her main focus is always customer service and retention.
Check Out Our Buyer’s Resources
Everything that you wanted to know about construction to permanent financing explained in a way that is easily understood! Construction Permanent Lending 101 The Homeowners Guide to Understanding Construction Permanent Loans Construction permanent loans have been around for quite a long time…and for many good reasons. For those planning to build a new primary or second home, construction permanent mortgages offer convenience, cost savings, and permanent financing options not available with other residential financing products.…
What impacts mortgage interest rates and what impact do mortgage rates have on our economy Over the course of the last several months we have seen significant changes occur in the our industries interest rate environment. The majority of the reason for this has to do with the Federal Reserve making mention of “tapering” of their asset purchases(treasuries and mortgage bonds). The Federal Reserve and their commitment to the purchases of treasuries and mortgage backed…
Avoid potential pitfalls of buying in a coastal market by using a local lender I think that the common misconception to most consumers when they are looking at borrowing money to purchase a home is that “a lender is a lender”. I admit that in a lot of markets and in many instances, this can be the case. However, if you are looking to purchase in a coastal market, you likely need to think again. …